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Homeowner Emergency Loan Program
The program's purpose is to provide immediate assistance for emergency repairs to low-moderate income homeowners whose properties are located in the City of Lewiston.

Eligible Activity
  • Life safety issues as determined by the city's electrical, building, fire, and plumbing inspectors and the water and sewer department

Applicant Eligibility

Applicant’s income must be at 115% or below the median family income (MFI) . Applicants with an income of 50% or below the median income may qualify for a deferred loan.    

Interest Rate & Funding Information
  • Interest rate / term: 
    • Household income @ or below 50% MFI for family size qualifies for a deferred loan at 0% up to 10 years;
    • Household income @51%-80% of MFI for family size qualifies for a 1% interest loan up to 10 years
    • Household income @ 81%-115% of MFI for family size qualifies for a 2% interest loan up to 10 years   
  • Matching funds: None required  
  • Maximum loan: $7,500

  • Mortgage
  • Personal Guaranty
  • Promissory Note

Additional Resources

View more detailed information concerning housing programs:

27 Pine Street
Lewiston, ME 04240
Ph: (207) 513-3000
TTY/TDD: (207) 513-3007
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